ChoiceAmerica® Plan Information

ChoiceAmerica is a low-cost travel medical insurance plan that has a fixed, pre-defined limit for each medical service. ChoiceAmerica works with the First Health PPO network, however policyholders can visit the doctor or hospital of your choice.

ChoiceAmerica is available for non-US citizens and non-US residents traveling to the United States. Incidental coverage is offered to those visiting Canada, Mexico, Latin America, Bahamas and South America.

COVID-19 Coverage

Are you still concerned about Covid yet have travel plans? ChoiceAmerica offers medical coverage for Covid-related issues.

COVID-19 Test - only if ordered by a physician

COVID-19 Medical Coverage

Repatriation of Remains

ChoiceAmerica® Benefits

Low Cost & Fixed Benefits

Coverage for COVID-19

First Health PPO Network

Optional Coverage for Pre-Existing Coverage

Optional Dental and Vision Coverage

Provides Coverage for Amusement Parks, Cruises, Loss of Passport and Border Entry Protection

Influenza (flu) Vaccination

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ChoiceAmerica® Insurance Benefit Highlights

Plan A Plan B Plan C
Dr. / Physician Visit $65 per visit, 10 visits max $65 per visit, 10 visits max $65 per visit, 10 visits max
Urgent Care $65 per visit, 10 visits max $65 per visit, 10 visits max $65 per visit, 10 visits max
Surgical Treatment $4,000 $4,500 $8,000
Prescription Drugs / Medicines Up to $350 per certificate period Up to $350 per certificate period Up to $350 per certificate period
Lab & X-rays $1,000 $1,250 $1,500
Physical Therapy $60 per visit per day, 15 visits max $60 per visit per day, 15 visits max $60 per visit per day, 15 visits max
Plan A Plan B Plan C
Hospital Room $1,400 per day/ 30 days max $2,000 per day/ 30 days max $3,000 per day/ 30 days max
Surgical Treatment Up to $4,000 Up to $6,000 Up to $7,500
Plan A Plan B Plan C
Ambulance Expenses Up to $650 Up to $650 Up to $650
Emergency Room(ER) Up to $400 Up to $600 Up to $800
Plan A Plan B Plan C
Acute, spontaneous and unexpected pain

Optional coverage with additional premium

1 exam: Up to $100 Tooth Removal: Up to $200

Optional coverage with additional premium

1 exam: Up to $100 Tooth Removal: Up to $200

Optional coverage with additional premium

1 exam: Up to $100 Tooth Removal: Up to $200
Accidental emergency Up to $700 per certificate period Up to $700 per certificate period Up to $700 per certificate period
Plan A Plan B Plan C
Emergency Medical Evacuation / Repatriation Up to $50,000 Up to $50,000 Up to $50,000
Return of Remains Up to $7,500 Up to $7,500 Up to $7,500
Return of Minor Child(ren) Not Available Not Available Not Available
Trip Interruption Not Available Not Available Not Available
Loss of Checked Baggage Not Available Not Available Not Available
Plan A Plan B Plan C
AD&D Not Available Not Available Not Available
Common Carrier Accidental Death Up to $5,000 per insured and max $25,000 per family Up to $5,000 per insured and max $25,000 per family Up to $5,000 per insured and max $25,000 per family
Plan A Plan B Plan C
Pre-Existing Conditions

Optional coverage with additional premium

Additional Deductible: $50 per incident
Physician Visit: $150 per visit/ 3 visits max
Lab work & X-ray: $1,000
Emergency Room & Hospitalization: $1,500
Prescription : $100

Optional coverage with additional premium

Additional Deductible: $50 per incident
Physician Visit: $150 per visit/ 3 visits max
Lab work & X-ray: $1,000
Emergency Room & Hospitalization: $1,500
Prescription : $100

Optional coverage with additional premium

Additional Deductible: $50 per incident
Physician Visit: $150 per visit/ 3 visits max
Lab work & X-ray: $1,000
Emergency Room & Hospitalization: $1,500
Prescription : $100
Local Burial or Cremation Up to $5,000 Up to $5,000 Up to $5,000
Maternity Not Covered Not Covered Not Covered
Incidental Home Country Coverage Not Covered Not Covered Not Covered
General Physical full Checkup Not Covered Not Covered Not Covered
Terrorism Coverage $50,000 per coverage period $50,000 per coverage period $50,000 per coverage period

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Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.